Property Investor Landlord

Dolf De Roos in Australia

2010-11-03T21:28:00.001+10:30

Dolf De Roos (International Property Investor) in Australia.You have the opportunity to hear him live, in Brisbane, Sydney, Perth and Melbourne this month. http://www.propertyinvestorlandlord.com.au/

COMMONWEALTH BANK FIRST TO RAISE RATES

2010-11-03T21:22:00.001+10:30

CMM BANK was first off the blocks to raise rates following RBA rate rise, CMM raised STD VAR from 7.36 up to 7.81%, read more>> http://www.propertyinvestorlandlord.com.au/

RBA RAISES CASH RATE

2010-11-03T21:16:00.001+10:30

At its meeting on 2nd November, the Board decided to raise the cash rate by 25 basis points to 4.75 per cent, effective 3 November 2010. READ MORE >> http://www.propertyinvestorlandlord.com.au/

NAB RAISES 1 AND 3 YEAR FIXED RATES

2010-10-09T10:03:00.001+10:30

NAB RAISES 1 AND 3 YEAR FIXED RATES to 7.04% - 7.30% read more details and rates click here >>

WEST PAC RAISES 1-3-5 YEAR FIXED RATES

2010-10-09T10:01:00.001+10:30

WEST PAC RAISES 1-3-5 YEAR FIXED RATES to 7.19% - 7.49% - 7.99% read more details and rates click here >>

ANZ RAISES 1-3-5 YEAR FIXED RATES

2010-10-09T09:58:00.001+10:30

ANZ RAISES 1-3-5 YEAR FIXED RATES TO 6.99% - 7.62% - 7.77% read more details and rates click here >>

CBA RAISES 3 YEAR FIXED RATE

2010-10-09T09:53:00.001+10:30

CBA RAISES 3 YEAR FIXED RATE TO 7.39% more details and rates click here >>

RBA Leaves Cash Rate This Week at 3%

2010-10-09T09:49:00.001+10:30

RBA Leaves Official Cash Rate This Week at 3% Read More Details Click Here >>

NZ ASB BREAKS RANKS

2010-08-05T16:33:00.001+09:30

NZ bank ASB is the first to break ranks and raise their floating rate to 6.25% but lower their fixed long term rates, read more..

RBA LEAVES OCR UNCHANGED AT 4.5%

2010-08-05T16:30:00.001+09:30

AUSTRALIAN RBA leaves cash rate unchanged at 4.50%. Through to mid 2011, underlying inflation is likely to be in the top half of the target zone, read more...

RBA MEETS THIS TUESDAY3rd AUGUST

2010-07-31T10:06:00.001+09:30

RBA Meets this Tuesday 3rd August and economist are predicting no rate rise. More Info...

AU-ANZ RAISES 3YR FIXED RATE

2010-07-31T09:58:00.001+09:30

AU-ANZ Raises 3yr fixed rate from 7.35% to 7.44% More Info...

NZRB RAISES CASH RATE TO 3.00%

2010-07-31T09:54:00.001+09:30

NZRB RAISES cash rate 25 basis points up to 3% as expected, the good news is that it now appears further rate increases will be lower and slower than previously forecast. More Info....

NSW State Government has released a new tax

2010-07-24T12:27:00.001+09:30

NSW State Government has released a new tax for home buyers on top of stamp duty. Read More Click link,
http://propertyinvestorlandlord.blogspot.com/

NSW State Government has released a new tax for home buyers on top of stamp duty.

2010-07-24T12:17:00.002+09:30

NSW State Government has released a new tax for home buyers on top of stamp duty.

This government is infamous for their impeccable timing when it comes to property (many will remember what the introduction of the Vendor Duty did to values in NSW a few years back). The new tax will apply to all property purchasers over $500,000 and will generate an estimated $90 million per year. To give you a idea of the impact of this tax, last year it would have been imposed on around 40,000 buyers. Let’s hope they spend this extra revenue wisely.

Purchase Price
New Tax Duty

Price, $500,000
Tax, $1000

Price, $1,000,000
Tax, $2,000

Price, $2,000,000
Tax, $5,000

Price, $4,000,000
Tax, $10,000

Residential Tenancy Agreement Forms Australia

2010-07-20T20:53:00.001+09:30

Residential Tenancy Agreement Forms Australia.

Residential Tenancy agrement Video

Real estate investment can happen for various reasons. You could invest in real estate because you need a house for yourself (that house of your dreams that you so badly want). You could use real estate as a means for supplementing your income either by buying at a lower price and selling at a higher price or by letting it out to tenants. Sometimes you might buy a property for the purpose of resale but might want to wait for a few years before you actually sell it. In such a case, again it would make sense to rent out the property and earn some money till you actually decide to sell it off.

Whatever the reason, letting out real estate demands Residential Tenancy Agreement Forms and various other tenancy forms, filling out residential tenancy agreement forms is not an easy job for everyone. In fact, a lot of people find it so much of a hassle that they prefer keeping their property vacant instead of letting it. Real estate management and tenancy forms demands time. Real estate management is not just about finding tenants and collecting rent from them. Real estate management is also about ensuring that you provide all the right tenancy forms, residential tenancy agreements, bond lodgement forms and do all the duties that a landlord/landlady is required to do.

NEW SOUTH WALES

Residential tenancy agreement and condition report in PDF format (size: 408k)
Schedule 1 Standard Form Agreement (not exceeding 3 years)
Note that Bond Lodgement forms cannot be downloaded as they have a unique barcode.
All rental bond forms can be obtained free of charge from:
any Fair Trading Centre
most real estate agents.
Claim for Refund of Bond Money (size: 102k)
Transfer of Bond (size: 134k)
Change of Shared Tenancy Arrangement (size: 73k)
Change of Managing Agent/Owner (size: 74k)
Tenancy Handbook in PDF format (size: 456k)
Renting Guide
Under the law, landlords must provide a copy of the Renting guide to tenants
Self managing your rental property Info
Using an agent to manage your rental property Info
Smoke Alarms Info
Water and sewerage charges Info
Resolving renting problems
Tips for problem free renting Info

Consumer, Trader and Tenancy Tribunal

Tenancy Tribunal Forms
Tenancy application form (size: 475k)
Tenancy termination and possession application form (landlords only) (size: 314k)
Tenancy rental bond application form (size: 231k)

RESIDENTIAL TENANCY ACT 1987

LANDLORD AND TENANCY (RENTAL BONDS) ACT 1977


QUEENSLAND

General tenancies individual forms

Forms for starting a tenancy
Entry condition report
For use in general tenancies (i.e. houses, units)
Entry condition report
For use in moveable dwellings (i.e. caravans)
Bond lodgement
To complete when lodging a rental bond
Transfer of bond
If a tenant is transferring a bond from a previous rental property to a new property
Renting a house or unit in Queensland
Property managers and self-managing lessors are required to give a copy of this to tenants at the start of a general tenancy
Renting a caravan or moveable dwelling in Queensland
Managers and owners of caravan parks are required to give a copy of this to tenants at the start of a moveable dwelling tenancy
General tenancy agreement
For use in general tenancies (i.e. houses, unit)
Moveable dwelling tenancy agreement
For moveable dwellings (i.e. caravans)

Forms for during a tenancy
Change of shared bond arrangement
When there is a change to the people contributing to the bond
Part payment of rental bond
used to pay the rental bond in instalments
Entry notice
Used by agent/lessor to notify tenants when entering a property
Notice of lessor's intention to sell premises
Used by agent/lessor to nofity tenants of lessor's intention to sell the property
Notice to remedy breach
Use if one party has broken the tenancy agreement
Notice to leave
Used by the agent/lessor to notify tenant they wish them to vacate the premises
Notice of intention to leave
Used by the tenant to notify the lessor they wish to vacate the premises
Dispute resolution request
Used by either agent/lessor or tenant to seek the RTA's assistance to resolve a dispute

Forms for ending a tenancy

Notice of lessor's intention to sell premises
Used by agent/lessor to notify tenants of lessor's intention to sell the property
Notice to remedy breach
Use if there has been a breach of the tenancy agreement
Notice to leave
Used by the agent/lessor to notify tenant they wish them to vacate the premises
Notice of intention to leave
Used by the tenant to notify the lessor they wish to vacate the premises
Exit condition report (General Tenancies)
Completed by the tenant. Shows the condition of the premises when the tenant leaves.
Exit condition report (Moveable Dwellings)
Completed by the tenant. Shows the condition of the premises when the tenant leaves.
Abandonment termination notice
Given to tenant by lessor/agent if they believe premises abandoned.
Dispute resolution request
Used by either agent/lessor or tenant to seek the RTA's assistance to resolve a dispute
Transfer of bond
For use by tenants and ex lessor/agent & new lessor/agent.
Refund of rental bond
To be used to begin process of claiming bond or part thereof.

Resolving Disputes

QLD Median Rents Info

Residential Tenancies and Rooming Accommodation Act 2008

VICTORIA

Tenancy agreement (PDF|650KB)
Tenancy application (PDF|1761KB)

Residential Accommodation Complaint Form (PDF|38KB)

Condition Report (PDF|1838KB)

Request for Rent Assessment or Repair Inspection (PDF|64KB)

Renting a home, A guide for tenants and landlords

Bond Related Forms
Forms for bond lodgement, bond claims and bond transfers can be found on

Notices from Landlord to Tenant
Giving Notice to Tenant/s of Rented Premises (PDF|1759KB)
Notice of Rent Increase to Tenant/s of Rented Premises (PDF|636KB)
Giving Notice for Breach of Duty to Tenant/s of Rented Premises (PDF|1762KB)
Giving Notice to Vacate to Tenant/s of Rented Premises (PDF|676KB)
Composite Notice to Vacate to Tenant of Rented Premises for 2 or more reasons (PDF|652KB)
Notice to Leave to Residents of Managed Premises or Resident's Visitor (PDF|60KB)
Request for Inspection of Goods Left Behind (PDF|60KB)

Information
Lease agreements

Managing rental bonds
Rights and Obligations
Sustainable Renting for Landlords
Inspections
Family violence and renting
Ending a tenancy
Resolving Tenancy Issues

Owners Corporations (formerly Bodies Corporate)
Owners Corporation Guide (PDF|1.6MB)
Owners Corporations - Forms and publications - Web page
New laws for bodies corporate (PDF|102KB)

WESTERN AUSTRALIA

Application to Rent a Premises
Schedule 2 Information for Tenant
Form 24A Fixed Term Lease Agreement
Form 24B Periodical Lease Agreement
Property Condition Report: version 1 or version 2
ver 1
ver 2
Form 1/8 Lodgement of Security Bond Money
Form 9 Variation of Security Bond Money
Form 4 Joint Application for Disposal of Security Bond Money
Form 1A Notice of Termination for Non Payment of Rent
Form 1B Notice of Termination for Non Payment of Rent
Form 1C Notice of Termination
Form 2 Notice to Former Tenant as to Disposal of Goods
Form 3 Notice as to disposal of Goods
Form 18 Notice of Rent Increase
Form 19 Notice of Intended Inspection
Form 20 Breach of Agreement by Tenant
Form 20A Breach of Agreement by Owner
Form 21 Breach Notice for Non Payment of Rent
Form 22 Notice of Termination by Tenant

Renting Out Your Property - An Owner's Guide [PDF 1.14mb],

INFORMATION

Managing your own property
Landlords/Managing_your_own_property.html
Maintenance and repairs
Using a property manager
When things go wrong
Abandoned premises and goods
All about notices
Going to court
A final checklist
Common terms
Bond Administration - A Guide
You and Your Property Manager
Boarders and Lodgers

Energy Safety: Residual Current Device (RCD) legislation

SOUTH AUSTRALIA

Fixed Term Agreement
Form 1: Short fixed term tenancies
Form 2: Notice to tenant to remedy breach
Form 3: Notice of termination by landlord
Form 6: Notice by landlord of storage of goods
Form 7: Application to Res Tenancies Tribunal]
Form 8: Application to RT Tribunal Section 90
Individual Direct Debit Request
Individual EFT Payment Request Form
Information on Section 90 applications
Inspection Sheet
Lodgement of Security Bond Form
Notice to Tenant of Lease Extension
Notice to Tenant of Rent Increase
Notice to enter premises
Notification of Change Address - Rented Premises
Notification of Change of Ownership/Agent
Notification of Change of Tenants
Periodic Agreement
Request for Assistance
Request for Repairs Pursuant to Section 68
Security Bond Refund Declaration
Security Bond Refund Form
Information brochure
The Information brochure must be provided to the tenant at the commencement of the tenancy agreement.
Your guide to a Tribunal hearing
Provides information on preparing for and attending a Tribunal hearing.
Rights of appeal and review for residential tenancy matters.
Questions about renting for international students.

INFORMATION
Fact Sheet 1 - Applications to RT Tribunal
Fact Sheet 2 - Water Charging
Fact Sheet 3 - Receipts and Rent Records
Fact Sheet 4 - Advertising Fees and Reletting Fees
Fact Sheet 5 - Repairs and Maintenance of Premises
Fact Sheet 6 - Co-tenancies
Fact Sheet 7 - Open Inspections
Fact Sheet 8 - Retirement Village Applications
RESIDENTIAL TENANCIES ACT 1995

TASMANIA

TENANCY AGREEMENT
The landlord and tenant should ensure that there is a written tenancy agreement that contains
all of the conditions required under the Act as well as terms that have been agreed upon.
Unfortunately there are no free download sites for tenancy agreement forms, to assist landlords,
there are standard tenancy agreements that are available for purchase. SEE BELOW

FORMS
Bond Lodgement
Bond Claim
Tenant Transfer
Property Owner/Agent Transfer
Rental Bond Dispute

INFORMATION

Rental Guide
Information for property owners
How to fill in your lodgement form

Residential Tenancy Act 1997

Residential Tenancy Amendment Act 2005

NORTHERN TERRITORY

TENANCY AGREEMENT
The landlord and tenant should ensure that there is a written tenancy agreement that contains
all of the conditions required under the Act as well as terms that have been agreed upon.
Unfortunately there are no free download sites for NT tenancy agreement forms,
There is no single required format for a written tenancy agreement but to assist landlords, there are
standard tenancy agreements that are available for purchase. SEE BELOW

A Guide to Renting in the Northern Territory

FORMS
RT01 - Application to the Commissioner
RT02 - Declare Rent is Excessive
RT02a - Decleration to Justifying Rent
RT03 - Notice to Remedy Unpaid Rent
RT04a - Notice to Remedy Breach by Tenant
RT04b - Notice to Remedy Breach by Landlord
RT05 - Notice by Landlord to Terminate
RT06 - Notice by Tenant to Terminate
RT07 - Withdrawal of Termination Notice
RT08 - Intention to Retain Deposit & Stat Dec
RT09 - Notice of Entry by Landlord
RT10 - Notice of Rent or Bond Increase
RT11 - Notice of Storage of Goods
RT12 - Unclaimed Tenancy Bond Claim Form

INFORMATION
Unclaimed Residential Tenancy Bonds
Sharing a property
What Tenants Should Know About Renting
Resolving Common Tenancy Disputes
Applications to the Commissioner of Tenancies
Repairs
Bonds & Security Deposits
Breaking a Tenancy Lease Early
Rent Bidding
Boarders, Lodgers and Sub Tenants
Abandoned Goods

Residential Tenancies Act
Residential Tenancies Regulations

Download Residential Tenancy agreement forms at:

http://www.residentialtenancyagreement.com.au

Residential Tenancy Agreement Australia

2010-07-20T19:18:00.002+09:30

Residential Tenancy Agreement Australia Free Tenancy Forms Real Estate Forms NSW-QLD-VIC-SA-NT-WA-TAS http://www.ResidentialTenancyAgreement.com.au

Free Residential Tenancy Agreement forms

2010-07-14T19:23:00.001+09:30

Free Residential Tenancy Agreement forms Australia, Download at http://www.propertyinvestorlandlord.com.au/Tenancy-Forms-Australia.php more great links at http://www.rssmix.com/u/1122275/rss.xml

In Australia ANZ Drops 3yr fixed rate to 7.39%

2010-07-08T14:40:00.001+09:30

12 NZ banks droped their long term fixed rates up to 70 basis points, ANZ in Australia dropped 3yr fixed from 7.56 to 7.39%. See full list Here...

NZ ANZ says fixing still the more expensive option!

2010-07-08T14:33:00.001+09:30

ANZ says fixed mortgage rates are lower, but the curve is still steep, making fixing still the more expensive option.

Kiwibank Led The Charge

2010-07-08T14:31:00.001+09:30

Kiwibank led the charge in dropping the two-year rate last Thursday, cutting it from 7.30% the median for all banks, to 6.99%. Most of the other banks followed suit and now the median for the banks has also dropped to 6.99%. Check out new rates here...

NZ Banks Slash Long Term Rates

2010-07-08T14:27:00.001+09:30

Twelve NZ lenders dramatically reduced their long-term fixed rates between two to five years over the last week with four lenders dropping their five-year rate by more than 70 basis points. Check it out >>

RBA LEAVES OCR UNCHANGED AT 4.5%, 6 JULY 2010

2010-07-06T20:53:00.001+09:30

RBA LEFT OFFICIAL CASH RATE UNCHANGED AT 4.5%, 6 JULY 2010

Residential Tenancy Agreement

2010-07-04T11:43:00.001+09:30

Download Free Tenancy Forms Australia, Residential Tenancy Agreements, NSW,VIC,QLD,WA,NT,SA,TAS, bond forms and bonus Landlord Tools. Download Today! go to http://propertyinvestorlandlord.com.au/Tenancy-Forms-Australia.php

Tenant Screening Australia

2010-07-03T22:55:00.001+09:30

Tenant Screening Australia on the Largest and Best data base across Australia and New Zealand, bonus tools and free forms go to,
http://propertyinvestorlandlord.com.au/Tenant-Screening.php

Free Tenancy Forms Australia

2010-07-03T18:38:00.001+09:30

Download Free Tenancy Forms Australia, residential tenancy agreements, bond forms and bonus Landlord Tools. Download Today! go to
http://propertyinvestorlandlord.com.au/Tenancy-Forms-Australia.php

Landlord Bookkeeping Australia

2010-07-03T17:18:00.001+09:30

Landlord Bookkeeping Australia made easy! Landlords have found the no# .1 Bookkeeping Software solution. How to make Rental Property Bookkeeping easy, Bonus free downloads dont miss out download Today!....... http://propertyinvestorlandlord.com.au/RentalPropertyBookkeeping.php

Landlord Bookkeeping Video on You Tube

2010-06-29T19:09:00.001+09:30

Landlord Bookkeeping video on youtube, check it out http://www.youtube.com/watch?v=xi5xAEumlUU

Landlord Software

2010-06-22T16:33:00.002+09:30

No More Expensive Landlord Software, Hurry! Download Rental Property Bookkeeping Made Simple, Today! http://propertyinvestorlandlord.com.au/RentalPropertyBookkeeping.php

Rental Property Bookkeeping V1:1 Hurry Download Now!

2010-06-22T16:28:00.002+09:30

Rental Property Bookkeeping Made Simple V1:1 Just Released Hurry Download Now! http://propertyinvestorlandlord.com.au/RentalPropertyBookkeeping.php

Landlord Bookkeeping, Download It Now!

2010-06-22T16:26:00.002+09:30

Attention Landlords...Landlord Bookkeeping Version1:1 Just Released Download It Now http://propertyinvestorlandlord.com.au/RentalPropertyBookkeeping.php

BANKS EASE RATE RISES ON FIXED LONG TERM RATES

2010-05-08T11:17:00.003+09:30

BANKS EASE RATE RISES ON FIXED LONG TERM RATES, ARE WE FINALLY REACHING THE CEILING ON LONG TERM RATES http://www.propertyinvestorlandlord.com.au/

BANKS RAISE RATES AFTER RBA ADDS 25 BASIS POINTS TO CASH RATE

2010-05-08T11:17:00.001+09:30

FOR UPDATED BANK INTEREST RATES GO TO http://www.propertyinvestorlandlord.com.au/

RBA RAISES CASH RATE THIS WEEK 25 BASIS POINTS

2010-05-08T11:16:00.003+09:30

RBA RAISES CASH RATE THIS WEEK 25 BASIS POINTS TO 4.5%, INFL RATE 2.9%, http://www.propertyinvestorlandlord.com.au/

NEW ZEALAND RESERVE BANK KEEPS CASH RATE THE SAME

2010-05-08T11:16:00.001+09:30

NEW ZEALAND RESERVE BANK KEEPS CASH RATE THE SAME AT 2.5% AND INFLATION STILL AT 2.00%, http://www.propertyinvestorlandlord.com.au/

NZ BANKS RAISE INTEREST RATES

2010-05-08T11:15:00.001+09:30

NZ BANKS BEGIN TO RAISE INTEREST RATES AHEAD OF ANY NZRB RATE HIKES, FOR RATE UPDATES GO TO http://www.propertyinvestorlandlord.com.au/

NAB LEADING BIG 4 BANKS WITH BEST RATES

2010-04-27T18:19:00.001+09:30

NATIONAL AUSTRALIA BANK IS CURRENTLY LEADING THE BIG FOUR BANKS WITH BEST INTEREST RATES. http://www.propertyinvestorlandlord.com.au/

NAB INTEREST RATE UPDATES

2010-04-27T18:16:00.001+09:30

NAB RATE UPDATES. STD VAR 6.99, BASIC VAR 6.49, FIXED RATES 1YR 6.69, 3YR 7.59, 5YR 7.89 http://www.propertyinvestorlandlord.com.au/

WESTPAC AU INTEREST RATE UPDATES

2010-04-27T18:14:00.001+09:30

WESTPAC RATE UPDATES. STD VAR 7.26, BASIC VAR 6.56, FIXED RATES 1YR 6.89, 3YR 7.79, 5YR 8.14 http://www.propertyinvestorlandlord.com.au/

ANZ INTEREST RATE UPDATES

2010-04-27T18:12:00.001+09:30

ANZ RATE UPDATES. STD VAR 7.16, BASIC VAR 6.46, FIXED RATES 1YR 6.69, 3YR 7.92, 5YR 8.26 http://www.propertyinvestorlandlord.com.au/

COMMONWEALTH BANK RATE UPDATE

2010-04-27T18:09:00.001+09:30

CMM RATE UPDATES: STD VAR 7.11, BASIC VAR 6.60, FIXED RATES 1YR 6.89, 3YR 7.89, 5YR 8.19 http://www.propertyinvestorlandlord.com.au/

NEW ZEALAND BANK RATES STILL HOLDING STEADY

2010-04-12T22:17:00.001+09:30

NEW ZEALAND BANK RATES STILL HOLDING STEADY

http://www.propertyinvestorlandlord.com.au/

NAB RAISES VARIABLE RATES BUT LEADING THE BIG 4

2010-04-12T22:15:00.001+09:30

NAB RAISES VARIABLE RATES STD VAR 6.99%, BASIC VAR 6.49%, BUT LEADING THE BIG 4 IN CHEAPEST RATES. http://www.propertyinvestorlandlord.com.au/

WESTPAC AU RAISES VARIABLE RATES .25%

2010-04-12T22:12:00.001+09:30

WESTPAC RAISES VARIABLE RATES. STD VAR 7.26%, BASIC VAR 6.56% http://www.propertyinvestorlandlord.com.au/

ANZ RAISES RATES ACROSS THE BOARD

2010-04-12T22:09:00.001+09:30

ANZ RAISES RATES ACROSS THE BOARD. STDVAR 7.16, BASICVAR 6.46, 1YRFIXED 6.64, 3YR FIXED 7.83, 5YR FIXED 8.18 http://www.propertyinvestorlandlord.com.au/

CBA RAISED VARAIABLE RATES FRIDAY BY .25%

2010-04-12T22:05:00.001+09:30

CBA RAISED VARAIABLE RATES FRIDAY BY .25% STD VAR NOW 7.11% & BASIC VAR NOW 6.60% http://www.propertyinvestorlandlord.com.au/

RBA RAISES CASH RATE 25 BASIS POINTS 6/4/2010

2010-04-06T17:02:00.001+09:30

RBA RAISES CASH RATE 25 BASIS POINTS TAKING CASH RATE TO 4.25% http://www.propertyinvestorlandlord.com.au/

NZ WESTPAC BANK DROPS FIXED 2YR RATE

2010-03-27T22:08:00.001+10:30

NZ WESTPAC BANK DROPS FIXED 2YR RATE FROM 7.20% TO 7.10% http://www.propertyinvestorlandlord.com.au/

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2010-03-15T02:44:00.001+10:30

FREE!!! SOFTWARE, LIMITED TIME PROMO. EASY PROJECT ORGANIZER SCRIPT, GREAT FOR DIY RENOVATIONS AND MORE http://propertyinvestorlandlord.com.au/projectorganizerbonus.php

NZ - Westpac Bank Drops Fixed 5,4 and 3yr Rates

2010-03-13T17:42:00.001+10:30

NZ-Westpac Drops Fixed Rate 5yr to 8.5%, 4yr to 8.2%, 3yr to 7.75% http://www.propertyinvestorlandlord.com.au/

NZ - National Bank Drops 5,4 and 3yr Fixed Rates

2010-03-13T17:39:00.001+10:30

NZ-Drops Fixed Rate 5yr to 8.5%, 4yr to8.2%, 3yr to 7.79% http://www.propertyinvestorlandlord.com.au/

NZ - ANZ Fixed 5,4 and 3yr rate Lowered

2010-03-13T17:37:00.001+10:30

NZ-ANZ Drops Fixed 5yr rate to 8.49%, 4yr to 8.19% and 3yr to 7.75% http://www.propertyinvestorlandlord.com.au/

NZ Banks Drop Their Fixed 3,4 and 5yr Interest rates

2010-03-13T17:32:00.001+10:30

NZ Banks Drop Their Fixed 3,4 and 5yr Interest rates http://www.propertyinvestorlandlord.com.au/

NZ - growth expected to increase to 4% next year

2010-03-13T17:29:00.001+10:30

RBNZ has stated they expect growth to increase to 4% next year. http://www.propertyinvestorlandlord.com.au/

RBNZ Leaves Official Cash Rate Unchanged at 2.5%

2010-03-13T17:25:00.001+10:30

RBNZ Leaves Official Cash Rate Unchanged at 2.5% & expects to begin removing policy stimulus middle of 2010 http://www.propertyinvestorlandlord.com.au/

World GDP is expected to rise at close to trend pace in 2010 and 2011

2010-03-05T02:19:00.001+10:30

World GDP is expected to rise at close to trend pace in 2010 and 2011: Global economy is growing, world GD.. http://bz9.cc/0eo1

NZ Monetary Policy Statement on 11th March

2010-03-05T02:13:00.001+10:30

NZ Monetary Policy Statement on 11th March: NZ Monetary Policy Statement and OCR announcement on Thu 11 Ma.. http://bz9.cc/0eo0

RBA raises cash rate 25 basis points to 4%

2010-03-02T20:01:00.002+10:30

RBA raises cash rate 25 basis points to 4%
RBA raises cash rate 25 basis points to 4% adding an approximate $50 a month to the average mortgage.
Eyes are now on the banks and how greedy they will be after RBA cash rate rise.

RBA TO MEET 2ND MARCH

2010-02-28T20:32:00.001+10:30

Reserve Bank of Australia board meeting this Tuesday 2nd March,
STAY TUNED FOR RESULTS

NZ WESTPAC BANK RATES CHANGE

2010-02-28T20:30:00.001+10:30

NZ WESTPAC BANK recently raised 6mth fixed rate to 5.75% and droped fixed 1yr rate to 6.25%

RBA SHOCK, RATES LEFT AT 3.75%

2010-02-03T16:27:00.003+10:30

RBA SHOCKS THE COUNTRY AND LEAVES INTEREST RATES AT 3.75% for another month Feb 2010.

Now the big question is will big banks follow or will greed get the better of them?

RESERVE BANK OF AUSTRALIA MEETS TOMORROW

2010-02-01T17:44:00.004+10:30

HOLIDAYS ARE OVER RBA MEETS TOMORROW AND ECONOMISTS
PREDICT ANOTHER 25 BASIS POINTS RISE IN RATES

After inflation figures came in higher than expected economists are predicting at least a 25 basis points rise in rates taking the cash rate to 4.00%.

The New Zealand Official Cash Rate (OCR) remains unchanged at 2.5 percent.

2009-12-17T15:34:00.002+10:30

Date 10 December 2009
The New Zealand Official Cash Rate (OCR) remains unchanged at 2.5 percent.

Reserve Bank Governor Alan Bollard said: “The New Zealand economy continues to recover but there remains considerable uncertainty about the durability of the expansion

“If the economy continues to recover, conditions may support beginning to remove monetary stimulus around the middle of 2010. Recent tightening in financial conditions, driven by a higher exchange rate, increased long-term interest rates and a wider gap between the OCR and bank funding costs, reduces the need for more immediate action.”

FREE TENANT SCREENING FOR MEMBERS

2009-12-05T11:56:00.002+10:30

PROPERTY INVESTOR LANDLORD HAS FINALLY LAUNCHED THEIR TENANT SCREENING SERVICE AND ALREADY PROVEN TO BE A BIG HIT.

One of the greatest fears of any property investor and their property manager is that of default tenants. Yet wherever rental accommodation is offered you face the risk of inheriting one of these people who are able to slip through the system.

Would You Like The Ability
To Perform Tenant Checks

For Peace Of Mind And Security
Know If Your Tenant Applicant
Has Defaulted And Owes Rent

It is highly unlikely that a tenant will advise you that they have trashed another property or owe money for rent. Your asset can very easily and quickly become a liability by approving the wrong tenant applicant.

List Defaulting Tenants

Sometimes A Landlords Best Tool For
Recouping Lost Rent

The TICA DEFAULT TENANCY CONTROL SYSTEM is the largest tenant database operating throughout Australia and New Zealand. The system is totally compliant with the Australian National Privacy Principles. By using the TICA SYSTEM you will be in a position to enquire if a tenant applicant has or has not previously defaulted prior to placing them into your property.

Perform Enquiry Checks

Suspect Your Tenants About to Run?
Enquiry Check Informs You Of Your
Tenants Rental Property Enquiries

How Powerful Would That Be For You?
Finally! "Landlords In Charge"

TAKE CHARGE TODAY MORE INFO CLICK HERE>>

RBA RAISES CASH RATE 25 BASIS POINTS TO 3.75 % EFFECTIVE 2 DEC 2009

2009-12-05T11:50:00.001+10:30

At its meeting today, the RBA Board decided to raise the cash rate by 25 basis points to 3.75 per cent, effective 2 December 2009.

Credit for housing is expanding at a solid pace, and dwelling prices have risen significantly this year. Business credit has fallen, as companies have reduced leverage in an environment of tighter lending standards, and as some lenders have scaled back their balance sheets. The decline in credit has been concentrated among large firms, which generally have had good access to equity capital and, more recently, to debt markets. Share markets have recovered significant ground, which, together with higher dwelling prices, has meant a noticeable recovery in household wealth.
The Board’s assessment of the outlook remains much as in the November Statement on Monetary Policy. Growth in 2010 is likely to be close to trend and inflation close to target.
With the risk of serious economic contraction in Australia having passed, the Board has moved at recent meetings to lessen gradually the degree of monetary stimulus that was put in place when the outlook appeared to be much weaker. These material adjustments to the stance of monetary policy will, in the Board’s view, work to increase the sustainability of growth in economic activity and keep inflation consistent with the target over the years ahead.

STATEMENT BY GLENN STEVENS, GOVERNOR MONETARY POLICY

NZ is not Australia, but could be their lucky neighbour

2009-11-07T08:27:00.000+10:30

Dr Bollard said New Zealand could improve its prospects by taking advantage of Australia’s very strong future growth potential. “Australia is a lucky country, but we could be a lucky neighbour.”

Australia is entering a new minerals boom, investing heavily and encouraged by new finds, re-opening markets, bottlenecks and strong prices. Strong investment and export growth would mean big challenges for Australian policy. “This all means an economy that looks less like New Zealand.”

“New Zealand and Australia have very different resource endowments, financial markets treat us like Australia, but actually we are quite different. We talk about catching up with Australian incomes, but we have better chances of taking advantage of their growth.”

In New Zealand, the housing market has reversed some of the decline

2009-11-07T08:16:00.001+10:30

In New Zealand, the housing market has reversed some of the decline in prices experienced over the past couple of years and a very gradual increase in household spending appears to be taking place. Government spending is also supporting activity. Business spending, however, remains weak and credit growth is very subdued.
“In contrast to current market pricing, we see no urgency to begin withdrawing monetary policy stimulus, and we expect to keep the OCR at the current level until the second half of 2010.”
The Official Cash Rate (OCR) remains unchanged at 2.5 percent.
Reserve Bank Governor Alan Bollard said: “There are welcome signs that economic activity is growing again.

RBA RAISED CASH RATE 25 BASIS POINTS EFFECTIVE 4TH NOV 09

2009-11-07T08:10:00.002+10:30

STATEMENT BY GLENN STEVENS, GOVERNORMONETARY POLICY
At its meeting today, the Board decided to raise the cash rate by 25 basis points to 3.5 per cent, effective 4 November 2009.

The global economy has resumed growth. With economic policy settings likely to remain expansionary for some time, the recovery is likely to continue during 2010 and forecasts have been revised higher. The expansion is generally expected to be modest in the major countries, due to the continuing legacy of the financial crisis. Prospects for Australia’s Asian trading partners appear to be noticeably better. Growth in China has been very strong, which is having a significant impact on other economies in the region and on commodity markets. For Australia’s trading partner group, growth in 2010 is likely to be close to trend.

RATES TO RISE ON MELBOURNE CUP

2009-10-29T17:14:00.003+10:30

RATES TO RISE ON MELBOURNE CUP

Here we go...Reports coming in yesterday are higher than expected for inflation rates and pressure is on the reserve bank to raise rates 25 basis points on melbourne cup day, some are hinting of 50 basis points, with another 25 points rise next month.

INTEREST RATES CONTINUE TO RISE

2009-10-26T19:55:00.002+10:30

INTEREST RATES CONTINUE TO RISE

EVERYTIME YOU BLINK THERES ANOTHER BANK RAISING AN INTEREST RATE, 5YR FIXED RATES HAVE ALREADY HIT 8%............
RESERVE BANK OF AUSTRALIA RAISED THE CASH RATE 25 BASIS POINTS THIS MONTH VOICING THEIR CONCERNS ON INFLATION RUNNING AWAY FROM THEM, FURTHER CASH RATE RISES ARE SURE TO COME.

THE BIG QUESTION NOW IS NOT WHEN BUT HOW FAST WILL THEY RISE.

WILL RBA RATE REACH 10%

2009-10-10T08:15:00.002+10:30

THERE ARE REPORTS FLOATING AROUND THAT AUSTRALIA WILL HAVE AN IMMINENT PROPERTY BOOM AND THE RBA WILL HAVE TO RAISE ITS CASH RATE TO 10% TO SLOW IT DOWN.
I PERSONALLY THINK WE WILL HAVE OUR BOOMS IN SELECT AREAS, THERE IS DEFINITELY MONEY TO BE MADE, AS FOR THE INTEREST RATES I THINK THERE'S A STRONG POSSIBILITY THEY WILL SLOWLY REACH 8 OR 9% WITHIN 5 YRS. THIS DOSEN'T MEAN RUN OUT AND FIX YOUR RATE YOU MAY HAVE MISSED THE BOAT, CONSIDER ALL OPTIONS AND SAVINGS AND YOUR INDIVIDUAL POSITION & TOLERANCE.

SA BANK TO RAISE VARIABLE RATE

2009-10-10T08:12:00.002+10:30

IT'S JUST BEEN REPORTED THAT THE SA BANK WILL BE RAISING IT'S VARIABLE RATE ON MONDAY THE 12th OCT.

AUSTRALIAN INTEREST RATES GOING UP

2009-10-10T08:09:00.000+10:30

That basis for such a low interest rate setting has now passed, the Board’s view is that it is now prudent to begin gradually lessening the stimulus provided by monetary policy.

RBA MEDIA RELEASE
6th OCT 2009
CLICK HERE

NEW ZEALAND ECONOMY REMAINS WEAK

2009-10-10T08:04:00.001+10:30

NEW ZEALANDS ECONOMY
REMAINS WEAK DESPITE PATCHY
SIGNS OF LEVELLING,
OCR LEFT AT 2.5%

RBNZ MEDIA RELEASE
10th SEP 2009
CLICK HERE

Investing In Real Estate

2009-10-09T21:28:00.000+10:30

Many people know that real estate investing is very lucrative. For that reason alone, will make people want to get their share of the pie. They know that this is a great way to build wealth, not only for them, but they can also pass it down to their future generations.
In addition to having monthly rental income, there are other factors that contribute as to why people invest in real estate. Some of them include:
With appreciation of rental properties, there will be increased value. In turn, this could help with the selling and reinvesting in properties that already have a higher value. Appreciation of rental properties can also make way for an equity line of credit for future use.

Speaking of equity, you as an investor can invest in sweat equity, which involves making improvements to your real estate property. It doesn’t have to be so far out where you end up spending a lot of money.
This can help the value of your property go up faster than it would have if you had not made improvements. So, if you spend $3,000 on cosmetics and miscellaneous items, then the value of the property could be double or more of the amount you spent on improvements.
Being a real estate investor during inflation times is not necessarily a bad thing. Even though rental payments increase during this time, your mortgage loan payments should remain the same. Because of this, you can have an increase in cash flow.
Another thing about inflation is that you can also gain more renters (if you have vacancies) because some people may not be able to secure mortgages during that time. Since you will have a greater demand for renters, the rent will also increase. This is part of the agenda of supply and demand.
Using “Other People’s Money”, or “OPM”, is a good reason for people to invest in real estate. You can find a bank that will secure a loan for you for your real estate investment(s). The better your credit is, the better chance you have of securing a good fixed rate loan with low interest rates.
You can also look at zero-down loans, but that can be more risky. You would have to pay more in your mortgage payments because you didn’t include a down payment. So when the property appreciates, it will benefit you along with the monthly cash flow.
Real estate investing is considered a business. You can use the expenses from it and deduct them from your taxes. Anything that you purchased, had repaired, any fees and anything else related to the investment in question.
Even if you have properties that are out of the regional area where you have to travel, those expenses can also be deducted from your taxes. If nothing else, being able to deduct expenses from your taxes is like a marriage made in heaven.

landlords in charge